Financing

Choose the best financial model for your charging network

The transition to electric mobility is not just a technical challenge; it is a strategic financial decision.

Two models

CAPEX vs OPEX models

There is no single “right” way to approach the investment. At Swish, we adapt to your cash-flow strategy. What remains constant is simplicity. Whether you choose to buy the asset (CAPEX) or subscribe to the service (OPEX), Swish acts as your single strategic partner.

OPEX model

OPEX model to preserve your cash flow

At Swish, we act as an investing partner, not just a supplier. We cover 100% of the project costs, from the site survey and civil works to high-power equipment. We turn an uncertain CAPEX into a predictable OPEX.

What makes our OPEX model different?

  1. Revenue sharing

    We share a portion of the margin generated by every public or semi-public charging session with you. Your infrastructure stops being a cost centre and becomes a new stream of ancillary revenue from month one.

  2. Operational risk on Swish

    As owner of the asset during the contract, we are responsible for its performance. We handle energy procurement, incident management and comprehensive maintenance.

  3. Guaranteed final ownership

    At the end of the agreed term, full ownership of the installation transfers to your company. You benefit from up-to-date technology today without obsolescence risk, and capitalise on the asset later once the market has matured.

CAPEX model

CAPEX model for asset ownership and full control

If your financial strategy prioritises owning the asset and depreciating it on your balance sheet, CAPEX is the right model. With Swish, the infrastructure purchase becomes a turnkey project without technical hassle.

Your advantages with direct investment

  1. Immediate asset ownership

    Incorporate the charging infrastructure into your balance sheet, depreciate the investment according to your accounting policies, and keep full control over future asset management.

  2. Maximise ROI with incentives

    By funding the initial investment, your company benefits directly from subsidies. Government grants can cover a significant share of eligible costs, reduce your net CAPEX and bring forward the break-even point.

  3. Turnkey execution by Swish

    We act as your complete engineering department. We perform the site survey, design, civil works, installation and permitting.

  4. Investment transparency

    We know budget is critical. That’s why we offer full transparency on hardware and installation cost ranges.

Financial engineering

Financial engineering to reduce your investment by up to 40%

  1. Comprehensive project coverage

    We manage subsidies that can cover up to 40% of eligible costs. This includes civil works, engineering, and project management, significantly reducing your Net CAPEX.

  2. End-to-end management

    Our administrative team handles the entire subsidy process, from the initial application to the final technical justification required by the administration.

  3. Strategic opportunity window

    These funds are limited. Waiting for market price parity means forgoing public funding that is available today but may run out tomorrow. The opportunity cost of waiting can exceed the cost of the transition.

Grants and incentives depend on the country and the programme.

Decision matrix

Decision matrix for your priorities

Analyse which model best meets your financial priorities.

OPEX

No upfront investment

Preserve your cash flow and eliminate technical risk. We assume 100% of the investment (hardware and civil works) and operations, turning the project into a predictable monthly service fee.

CAPEX

Maximised returns

If you prefer to add the asset to your balance sheet, we fully manage the grants to cover up to 40% of costs, significantly reducing your net financial outlay.

Revenue share

Shared profitability

Turn a cost centre into a revenue stream. Under our service model, we share the margin generated from public charging with you, monetising your infrastructure from month one.

Contact us to adapt financing to your cash-flow strategy.

Next step

Contact us to adapt financing to your cash-flow strategy.

A single point of contact from site survey to daily operation.

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