You buy and own the asset
- You own the charging infrastructure from day one.
- Swish delivers it turnkey, from design to commissioning.
- Swish works to maximise the grants you can claim.
- Supervision and maintenance by Swish.
Financing
Financing your EV charging project
The transition to electric mobility is not just a technical challenge; it is a strategic financial decision. At Swish, we adapt to your cash flow strategy.
Financing
Three options, one decision.
There is no single “right” way to approach the investment. What remains constant is simplicity. Whether you buy the asset (CAPEX) or subscribe to the service (OPEX), Swish acts as your single strategic partner.
The two models
CAPEX or OPEX, who pays, who owns and who operates.
Both models come with the same partner and the same service. What changes is how the investment is carried.
Swish finances and operates
- Swish finances the project, totally or partially.
- A fixed, predictable monthly fee.
- Supervision, maintenance, energy purchase and user billing included.
- Revenue sharing on public or semi-public charging sessions.
- Ownership transfers to you at the end of the term.
- Operational risk stays with Swish.
How it works
From your priorities to a financed project.
Four steps, with one point of contact.
Assess your priorities
We review your sites, your fleet and your cash-flow strategy.
Choose your model
CAPEX, OPEX or partial financing by Swish.
Secure public support
Grants can cover up to about 40% of eligible costs. We identify the programmes that apply and manage the process.
Deploy and operate
Installation, supervision and maintenance by one partner, under the model you chose.
Included in every model
Whatever the model, one partner.
Financing changes who pays and who owns. The service stays the same.
Design
An impartial site survey and engineering, with hardware chosen for your project.
Installation
Works, grid connection and commissioning managed end to end.
Supervision
24/7 supervision with SwiGo. Availability above 99%.
Maintenance
Preventive and corrective maintenance. Most incidents are resolved remotely.
Decision matrix
Which model fits your priorities?
Analyse which model best meets your financial priorities.
FAQ
Questions about financing.
6 questions
Should we choose CAPEX or OPEX?
It depends on your priorities. CAPEX gives you ownership from day one. OPEX preserves your cash flow with a fixed monthly fee. The decision matrix and the CAPEX vs OPEX page compare both.
Can Swish finance only part of the project?
Yes. Under the OPEX model, Swish finances the project totally or partially.
Who owns the chargers at the end of an OPEX contract?
Ownership is transferred to you at the end of the agreed term.
What does the monthly OPEX fee cover?
Supervision, maintenance, energy purchase and user billing, for a fixed and predictable monthly amount.
Do public grants apply to our project?
Grants can cover up to about 40% of eligible costs. Eligibility depends on your market and your project, and Swish helps you identify the programmes that apply.
Who bears the operational risk?
Under OPEX, Swish owns and operates the asset during the contract, so the operational risk stays with Swish.
No question matches your search.
Next step
Contact us to adapt financing to your cash-flow strategy.
A single point of contact from site survey to daily operation.